Serving Ashburn and surrounding areas

Unsecured
Tax Return Loans

Fast Funding Based On Your Income

$50,000 – $350,000

 
Loan Features –

  • Fixed rates starting at 5.9%
  • Repayment term up to 7 years
  • Approval within a few hours
  • Get funds in 7 – 21 days

 
Qualify with –

  • FICO® score above 700
  • Show avg income above $8k/mo
  • 40% debt to income ratio or lower
  • Less than 10 credit inquiries
  • 2 yrs of Tax Returns

 
Beyond The Numbers –

  • Loans available for any industry
  • Loan for business/personal use
  • No prepayment penalties
  • No loan collateral requirement
  • No P&L statements needed
  • Not Hard Money!

MORE LOAN TYPES ▷

JOIN THOUSANDS WHO RECEIVED FUNDING!

 

FREE
Business Loan
Consultation

Speak to a Loan Specialist
No-Cost, No-Obligation




I need THE RIGHT unsecured business loanI need approval & funding within 24‑48hrsI want to speak ASAP to a Loan SpecialistI need your Loan ApplicationI have a cosigner, if requiredI value reliable customer service

NOTE: We respect your privacy. We’ll never sell or share your information with spammers!

a BFNYC website

What we Do

Unsecured Business Financing

Tax Return Loans

Self-Employed Unsecured Business Loans

Draw the cash you need directly into your business checking account based not on your profits but on your average monthly deposits. This is a favorite among self-employed borrowers because of its speed and simplicity, no prepayment penalties and more importantly, this is unsecured credit, NOT a Mortgage or a HELOC. Average your annual monthly deposits, divide by 12 and you are eligible, two years tax returns, and reasonable credit score required.

Using Bank Statement Loans method, SMB Loans has the flexibility to provide business loans with terms that meet the specific needs of each borrower. For example, create a loan which does not require collateral for the loan agreement. Our high approval rates mean that we can say ‘yes’ when traditional lenders say no.

Our uncollateralized loans are designed to support small and mid-sized businesses in a variety of markets and financial situations where there is difficulty receiving traditional business loans.

Loan Approval & Funding Process

It is quick and simple! We champion Bank Statement Loans where loan approval do not require W-2s, IRS Income-Tax Return, high credit score, P&L statements, or verification of assets.

Just a simple application and 4 months’ business bank-account statements… because we celebrate your performance, not your credit score!

Contact us today to Learn how to get your best business financing for a industry-specific small business.

Business Services

1→2→3→ Fast Loans

Funding solutions tailored to your business needs

SMB Loans is a new business lending solution that is simple, quick, and designed to meet each borrower’s particular need.

1.APPLY – To get started, share some basic information with us, such as business’ revenue stream, time in business, and where you’re located.

2.APPROVAL – Our lending solution almost never depends on credit scores. Instead, we use latest technology, banking

information, and analytics to understand the overall health of your business.

3.ACCESS FUNDS – Once your application is approved, you’ll decide what amount to accept, determine what repayment term works best for you, and designate which account is to be funded.

Call or fill out an application today to give your business the boost it may need.

Success Stories

Unsecured Bank Statement Loans of Self-Employed

Jone Than, San Diego CA



In the old days, when my father took out a business loan, it was through a crowded local bank and by sending many faxes.

Now, while Ben was with me on the phone, I completed an easy online application. I was welcomed by a professional who cared about making me comfortable along the way. I received a wonderful, personal service from start to finish… and funds within 48hrs.

San Diego, CA
Dec 2017

Dara Kasten, Savannah Tennessee



I wanted to extend a heartfelt thanks. I know you were doing your job: just thank you for saving my dream. life has been rough since this began mom and u put all we had into it. I did not know what to expect. everyday lately i struggled trying to get noticed and bring people in. my daughter and adopted child didn’t help much at all. my other half would help a bit financially but would pocket money that was for the business. in the process of trying to help everyone it just fell apart. all I felt was the pain of bankrupting my mom…not being able to pay her back as I promised….not being able to take care of her in her old age. being a failure. lost my home..my car…my pride and self worth about to loose my possible lively hood my dream.. lost my faith in God questioning y tp all this bad stuff I thought this was gift from God at first….for surviving and struggling after a 10 year abusive marriage. I reached out to yall as a last ditch effort for reviving it all. not the most idea ways of obtaining the monies needed…but hey regardless of the pay back fees and credit cards it’s a life boat and i am kinda smart lol. just thank yall for saving my life and restoring my faith.

Horseshoe Sports Bar & Grill
Savannah Tennessee
Feb 2018

Gil Thompson, New York NY



I can’t say enough about Ben, and how helpful he was during this whole process, he’s absolutely the best! I was in a situation with some time constraints, and Ben managed to get everything done within the necessary timeframe. I had a lot of questions, and he answered them all, was always knowledgeable and kind.

New York, NY
May 2018

Jim S.

Startup manufacturer needed $100,000

Joan P.

Optometrist needed $75,000 to expand her business

Frank A.

Needed $125,000 to increase his inventory for the upcoming season

About Us

Ashburn‘s Best Business Loans

The Ultimate Source For Unsecured Business Loans

SMB Loans, a Branch of Business Funding New York LLC, is comprised of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we will find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, SMB Loans with its relationships and national lenders, will match you with the fastest and most affordable financing options you need.

We pride ourselves on delivering the highest standard of customer service. Over the last several years, we have established a reputation as leaders in our field by going above and beyond to ensure your needs and expectations are always met and exceeded.

Please contact us today for a FREE, no-obligation analysis of your financing needs. A member of our professional staff will contact you to discuss your business’s short and long-term financial needs.

Whether you need to get new equipment, finance your accounts receivable, raise working capital, acquire a company or finance anything Real Estate, SMB Loans can do it for you!

Business Funinding Nyew York LLC (BFNYC LLC) logoSmall Medium Business (SMB) Loans logo

Disclousure: SMB-Loans.com is the property of Business Funding New York, LLC

Contact Us

CORPORATE HEADQUARTERS
600 3rd Avenue, New York, NY 10016

M-F: 8am-8pm (ET)

SCHEDULE A CONFERENCE CALL

FREE
Business Loan Consultation

Use FORM or CALL or TEXT


NOTE: We respect your privacy. We’ll never sell or share your information with spammers!

About Us

BFNYC specializes in 10 funding products including Receivables Based Financing, SBA loans, Hard-Money Loans, Unsecured funding, Lines of Credit, Equipment financing, Invoice Factoring, Working Capital, Start Up Loans, Split Funding, MCA, and Term loans with rates starting as low as Single Digits.
We pride ourselves on delivering the highest standard of customer service. Over the last several years, we have established a reputation as leaders in our field by going above and beyond to ensure your needs and expectations are always met and exceeded.

Contact us today, our specialists are ready to help.

CORPORATE HEADQUARTERS
600 3rd Avenue, Floor 2
New York, NY 10016

M-F: 8am-8pm (ET)

Business Funinding Nyew York LLC (BFNYC LLC) logoSmall Medium Business (SMB) Loans logo

Disclousure: SMB-Loans.com is the property of Business Funding New York, LLC