Unsecured Business Financing

Tax Return Loan

$50,000 – $350,000


Use your Gross Annual Income to get long-term unsecured funding for your business at low fixed rates. This will allow you to maximize your growth opportunities while still having the ability to repay early with no prepayment penalties.

 
Loan Features –

  • Fixed rates starting at 5.9%
  • Repayment term up to 7 years
  • Approval within a few hours
  • Get funds in 7 – 21 days

 
Qualify with –

  • FICO® score above 700
  • Show income above $8k/month
  • 40% debt to income ratio or lower
  • Less than 10 credit inquiries
  • 2 yrs of Tax Returns

 
Beyond The Numbers –

  • Loans available for any industry
  • Loan for business/personal use
  • No prepayment penalties
  • No loan collateral requirement
  • No P&L statements needed
  • Not Hard Money!

 

Unsecured Business Financing

Short-Term Loans

$10,000 – $1,000,000


In these uncertain times, business managers might be surprised with liquidity shortages. Utilize our short-term loan program to solve an urgent issue or take advantage of an opportunity with next-day funding and minimal docs. Simple. Fast. Easy.

 
Loan Features –

  • Rates as low as 8.9%
  • Funding within 24 hrs
  • Loan term 3 to 18 months
  • Short & Simple Application

 
Qualify with –

  • At least $8k/month Business Revenue
  • 4 monthly Business Bank Statements
  • At least 9 months in business
  • FICO® score above 500
  • No past or open bankruptcies

 
Beyond The Numbers –

  • Loans available for most industries
  • No Loan Collateral requirement
  • No Cash Reserve requirement
  • No P&L Statements needed
  • No Tax-Returns needed
  • Get higher Credit Limit with Tax‑Returns
  • Not Hard Money!

 

Unsecured Business Financing

Business Lines of Credit

$10,000 – $250,000


Using our Business Line of Credit Program, you can borrow up to a maximum credit limit and only pay interest on the amount of capital that you borrow from your credit line. Excellent way to handle cash-flow gaps and build your credit score.

 
Loan Features –

  • Rates as low as 6.9%
  • Approval within a few hours
  • Get funds within 7 – 21 days
  • Repayment term 21-60 months
  • No Daily Payments

 
Qualify with –

  • FICO® score 680+
  • Max 9 credit inquiries in 6 months
  • Credit usage below 50%
  • No collections, no liens
  • No charge-offs, no bankruptcies
  • 3-Bureau credit report

 
Beyond The Numbers –

  • Loans available for any industry
  • Co-applicants accepted
  • No loan collateral requirement
  • No P&L statements needed
  • No Tax-Returns or W2s needed
  • Not Hard Money!

 

Unsecured Business Financing

Merchant Cash Advance

$10,000 – $500,000


The ultimate, quickest, easiest way to get a Business Cash Advance with no collateral and/or weak credit scores. Our cash advance qualifications is simply based upon ongoing sales revenue deposited in your business bank account.

 
Loan Features –

  • Rates as low as 8.9%
  • Same day application approval
  • Funding within 24 hrs
  • Merchant Financing

 
Qualify with –

  • On track for $120k/yr Biz Revenue
  • At least 9 months in business
  • FICO® score above 500
  • 4 monthly Business Account statements
  • No open bankruptcies allowed

 
Beyond The Numbers –

  • Funding for most industries
  • Use funds for Working Capital
  • No Loan Collateral requirement
  • No Cash Reserve requirement
  • No P&L Statements needed
  • No Tax-Returns needed
  • Get higher Credit Limit with Tax‑Returns
  • Not Hard Money!

 

Unsecured Business Financing

Bank Term Loans

$30,000 – $350,000


Get lump-sum capital to help your business expand or finance a specific one-off investment with no collateral required. Pay back funds along with fees over a set period of time. Good for financing Inventory, new equipment, Expansion, etc.

 
Loan Features –

  • Fixed interest rate from 6.9%
  • Fast approval within 24 hrs
  • Monthly repayments
  • 2 – 5 year terms

 
Qualify with –

  • 2+ years in business
  • 680+ credit score
  • 2 years of tax returns
  • On track for $100k/yr Gross Income
  • Max 40% debt to income ratio
  • No Bankruptcies in last 3 years
  • No tax liens

 
Beyond The Numbers –

  • Loans available for any industry
  • Funding within 2 Weeks
  • 1 Page Application for pre-approval
  • No prepayment penalties
  • No loan collateral requirement
  • Not Hard Money!